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What we cover

Complete protection for the whole family

From funeral cover that pays out in hours, to income protection that replaces your salary if illness or injury strikes — every product backed by SA's most trusted insurers.

Funeral Cover

Dignified send-offs, sorted fast. From R65/month, up to 18 family members, claims paid in hours.

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New · Pensioners

Advanced Pensioners Funeral Plan

By Emerald Life — built for parents and grandparents up to age 84. Cover that accepts you when others won't, with rates that respect a pensioner's budget.

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Life Cover

If you're gone, they keep going. Settle the bond, the car and the kids' future — debt-free.

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Income Protection

Your salary is your biggest asset. We insure it — so money keeps coming if illness or injury stops you.

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Critical Illness

A lump sum on diagnosis of cancer, heart attack or stroke — when you need it most.

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Disability Cover

If you can never work again, you and your family are still secure for life.

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Savings & Retirement

Don't just survive — build wealth. Tax-free savings and retirement plans that grow over time.

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Group & Stokvel

Cover your society, stokvel or employees together — at scheme rates.

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Stokvels · Societies · Employers

Cover your stokvel, society or staff — together

Bring your group and we'll set up cover at scheme rates, with one simple monthly arrangement and individual top-ups for members who want more. Ideal for burial societies, stokvels, churches and small businesses across KZN.

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Find out what your family is missing — free.

A 15-minute review with a licensed Durban advisor. No cost. No obligation.

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